small stream of conciousness to alleviate stress

Well, my anxiety level is rising as I prepare to head back to school for my last year as an undergrad. Lately I have been asking myself, "What the hell was I thinking when I agreed to go back to school at this age?" But more than that I have been doing some serious self-esteem bashing by asking, "What the hell have I been doing with the last twenty years of my life?" "How did I get myself so financially buried?" UGH!!! I suppose the reality is that everyone is in debt and wondering how the heck they are going to manage to make ends meet, let alone get ahead. I think a big part of my anxiety is also due to the realization that I need to take serious stock of myself and accept that some of my dreams of youth will not reach fruition. And in their place I need to come up with new ones if I am ever to be happy and achieve some level of success. I have been walking around with a chip on my shoulder lately that makes me uncomfortable. I can sit around feeling sorry for myself or I can look at all the blessings I have been given and move forward. I remember reading a quote of Marilu Henner's, "Success is how well you do with plan B?" I am beginning to think that couldn't be more accurate.